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SPECIAL NEEDS PLANNING IN WESTERN MASSACHUSETTS, CONNECTICUT & NEW YORK
We will help you in creating a dynamic Life Plan to assure positive possible futures for your loved one who has a disability.
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We have DECADES of experience in assisting families with finding the resources to meet goals and objectives, assuring abundant fulfilled lives.
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Guardianships, Power of Attorney, Health Care Proxies, Special Needs Trusts
Supplemental Security Income (SSI), Social Security Disability Insurance (SSDI), Medicaid, Medicare, food stamps and more.
Get your eligibility questions answered.
​Given your loved one’s circumstances, what would provide the right foundation for their independence, while ensuring their security and enabling parents to assist with important decisions? Will your child be able to work? Will they require full-time care? Where will they live? What sort of social life are they likely to want?
​Our attorney with over 25 years of experience with individuals with disabilities can explain how a Special Needs Trust can be used to pay expenses without jeopardizing eligibility for important means-tested government programs.
​We can discuss funding sources—insurance, investments, bequests—and the best way to accumulate the necessary assets to provide for the entire lifetime of your child. We can also help families think through the “circle of support” that will be available to your child when parents can no longer act as caregivers.
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Nearly 54 Million Americans cope with special needs and the rising associated expenses.
The lifetime cost for an individual with autism is estimated to be $3.2 million.
· 69% of families are very concerned about being able to provide lifetime care for their dependents with special needs.
We are dedicated to making a difference with every family we work with!
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FAQ When You Are Responsible for Someone with Special Needs
Why, I don’t have enough money to justify a special needs trust? Any money that accidentally ends up in your person with special need’s hands WILL jeopardize their state and federal benefits. Do you want them to lose benefits?
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It can be expensive to get good legal help, but the cost of preparing a special needs trust for your person is much less than it will cost to save his or her benefits if you fail to plan properly now.
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Why, I’ve named my child/sibling as beneficiary on my life insurance/retirement account/annuity? If your child/sibling is named their loss of benefits will occur immediately on your death. This might be the worst plan of all.
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Why do I need a lawyer, can’t I do this online someplace? This is not a simple Will and mistakes on this can cause terrible harm to the loved one you leave behind. We listen to your needs and desires, and we give you our best advice about what you should do. We have specialized expertise that we use to assist you and we want to help!
UPCOMING TRAININGS
MAKING FINANCIAL EDUCATION ACCESSIBLE TO ALL!
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CLOSING THE FINANCIAL LITERACY GAP - ONE DAY AT A TIME!
The below trainings are open to all. If you see one that fits your interest and schedule, email us and we will get you in! We have many trainings monthly that are not listed here, so inquire if interested in jumping in to an existing training.
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If you and your friends, or your workplace, want a training, email us and we will make it happen.
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Futures Planning and Finances
Positive Possible Futures For Families With Someone With Special Needs
May 7, 2020
Futures Planning and Finances
Positive Possible Futures For Families With Someone With Special Needs
November 13, 2019
SELF MADE WOMEN FINISH FIRST!
February 26, 2019
Come learn tax strategies to reduce your tax burden, where the opportunities lie in those 1099’s, about the retirement gap, why you should not delegate your financial life to your partner, and the best financial protection strategies for financial independence. Whether you are married or single come learn how to protect yourself, protect your future, and teach your kids and grandkids about money.
Futures Planning and Finances
Positive Possible Futures For Families With Someone With Special Needs
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March 13, 2019
Creating dynamic Life Plans with families to assure positive possible futures for our loved ones who have a disability. Assisting families with finding the resources to meet goals and objectives, assuring abundant fulfilled lives.   Â
We are dedicated to making a difference with every family we work with!
We motivate attendees in to ACTION - planning long and short term goals, overcoming the overwhelm, and short-cutting the "I'm too busy, I'll get to it later" excuses and replacing it all with feelings of control, accomplishment, and abundance!